Terms of Use

These terms govern your use of this website and of the products, sales pages and checkouts in the Advergent Limited portfolio.

1. Agreement to these terms

By using our websites or buying a product, you agree to these terms. If you do not agree, do not use them. A product’s sales page or checkout may include further terms. If those conflict with these, the product’s terms apply to that product.

2. Who we are

Advergent Limited (“Advergent”, “we”, “us”) is a company registered in Hong Kong. Our address is at the end of these terms.

3. Eligibility

You must be at least 18 years old and able to enter a binding contract to buy from us.

4. Products and purchases

We sell digital information products, including online courses, cohort programs, live sessions, memberships and digital guides. Each sales page describes what is included and the price. Prices are shown before you pay. Taxes may be added where the law requires them.

Payments are handled by third-party payment processors. By paying, you confirm you are authorized to use the payment method. If you choose a payment plan, you agree to pay every installment on the schedule shown at checkout.

5. Memberships and subscriptions

Memberships and subscriptions renew automatically at the price and interval shown at checkout until you cancel. You can cancel at any time before your next billing date, using your account or by writing to the support address on your receipt. Your access continues until the end of the period you have paid for.

6. Refunds

Refunds are governed by our Refund Policy and by the refund terms shown on each product’s sales page and checkout.

7. Access and license

When you buy a product, we give you a personal, non-exclusive, non-transferable license to access it for your own education. Access lasts for the period stated at purchase. You may not share your login, or copy, resell, publish or distribute our materials.

8. Intellectual property

Our websites and products, including lessons, videos, text, software, names and logos, are owned by Advergent or its licensors and protected by law.

9. Acceptable use

You agree not to break the law when using our services, interfere with their security or operation, scrape or copy them by automated means, harass other students or staff, or misrepresent your relationship with us.

10. Results and earnings

Our products are educational. We do not guarantee any result, including any income or business outcome. Your results depend on your circumstances, skills, effort and market conditions. Please read our Earnings Disclaimer. Nothing we publish is financial, legal, tax, medical or other professional advice.

11. Third-party services

Our services rely on third-party platforms for hosting, payments and communication. We are not responsible for their availability or their terms.

12. Disclaimers

Our websites and products are provided “as is” and “as available”. To the extent the law allows, we disclaim all implied warranties, including those of merchantability, fitness for a particular purpose and non-infringement.

13. Limitation of liability

To the extent the law allows, Advergent is not liable for indirect or consequential losses, or for lost profits, data or business opportunities. Our total liability for any claim relating to a product is limited to the amount you paid for that product in the 12 months before the claim arose. Nothing in these terms excludes liability that cannot be excluded by law, or removes rights you have as a consumer.

14. Indemnity

You agree to compensate Advergent for losses and reasonable costs arising from your breach of these terms or your misuse of our materials.

15. Governing law and disputes

These terms are governed by the laws of the Hong Kong Special Administrative Region. The courts of Hong Kong have exclusive jurisdiction, except where consumer law in your place of residence gives you the right to bring a claim there. Before starting proceedings, both sides agree to try in good faith to resolve the dispute for 30 days after written notice.

16. General

If part of these terms cannot be enforced, the rest remains in effect. If we do not enforce a term, we have not waived it. You may not transfer your rights under these terms without our consent. We may transfer ours in connection with a reorganization or sale of the business.

17. Changes to these terms

We may update these terms. The version in effect when you buy a product applies to that purchase. Continued use of our websites after a change means you accept the updated terms.

18. Company details